• November 17, 2021 - Marriott's overwater villas are coming to Saudi Arabia's the Red Sea. The press release indicated that the St. Regis Red Sea Resort and the Red Sea EDITION are set to open in 2023. We'll update this post once they are available to book using Marriott Bonvoy points. 
  • June 18, 2021 - Hilton signs the fourth Maldives resort called Hilton Maldives Amingiri that will feature 109 beach and over-water villas. Each comes with a private pool. It is set to open by the end of 2021. It's not possible to book yet, but we'll update this post once redeeming Hilton Honors points for this property is possible. 
  • Hilton announced a new DoubleTree by Hilton Noumea Ilot Maitre Resort in New Caledonia. See this post. This resort is new and therefore it's not available to book using Hilton points yet. We'll update this post once redeeming Hilton points for this property is possible. Be sure to subscribe to our blog posts below!
  • Exciting: New Le Méridien Maldives Resort & Spa is opening in August 2021. It's only a category 5 property and the standard award can book into their Sunrise Overwater room type! 

There's no need for me to justify how stunning and luxurious Overwater Bungalows are. That's why those Overwater Bungalow resorts can be really expensive to vacation at. The room rate can be sky-high at least $1,000 per night easily.  Fortunately for living points life, there are hotel rewards programs out there such as IHG, Hilton, Hyatt, Marriott, and Radisson that allow you to use reward points to redeem for free nights at the resorts that offer Overwater Bungalow room type around the globe.

Overwater Bungalows You Can Book With Points
Photo Credit: Overwater Bungalow at Conrad Maldives Rangali Island

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    IHG (InterContinental Hotels Group)

    If you have an eligible Chase IHG credit card Chase IHG Traveler Credit Card (no annual fee) or the Chase IHG Premier Credit Card ($89 annual fee), you will receive a 4th night free on points stays of 4 consecutive nights or more. Moreover, if you have the discontinued old IHG Rewards Club Select Credit Card ($49 annual fee), you also receive the 10% rebate on points stays.

    IHG: Upgrade to Overwater Bungalow With Cash

    The Best Way to Earn Lots of IHG Rewards Club Points

    The best way to earn lots of IHG points is to consider applying and getting a Chase IHG credit card. Chase IHG Premier Credit Card gives you complimentary IHG Platinum status for room upgrade and late checkout. Each year, you also receive one free night. 


    Hilton does not have an award chart anymore. They also got rid of hotel and resort categories. They instead have a range of points required that are seasonal or peak/off-peak. They have an online reward tool that helps you determine what's the minimum and maximum Hilton points required for a specific hotel or resort, and that the price of a standard room reward will not exceed the current set maximum amount of Hilton points per night listed for each hotel.

    Please keep in mind too that Silver, Gold, and Diamond elite members will receive every 5th night free on points stays of five consecutive nights or more.

    Hilton: Upgrade to Overwater Bungalow With Cash

    The Best Way to Earn Lots of Hilton Honors Points

    The best way to earn lots of Hilton points is to consider applying for a Hilton credit card and receive the card's signup bonus. American Express Hilton Aspire Card gives you complimentary Hilton Honors Diamond status for room upgrade and executive lounge access with free food and drinks at the resort property, $250 Hilton resort credit, and one free weekend night upon card's approval and renewal each year. Aspire card will be very beneficial to have if you want to stay at one of those Hilton overwater bungalow resorts mentioned above. 


    Hyatt is pretty generous when it comes to award night redemption using 100% Hyatt points. When you redeem complete Hyatt points at any Hyatt resorts, the resort fees are waived. This benefit, however, does not apply to Hyatt points and cash bookings.

    Please note also that Standard World of Hyatt benefits are not included with stays at Small Luxury Hotels of the World (SLH). This includes complimentary parking on free night awards, club lounge access, complimentary bottled water, waived Resort or Facility fees and more.

    Hyatt currently does not have a property that allows booking with points into an overwater bungalow.

    Hyatt: Upgrade to Overwater Bungalow With Cash

    The Best Way to Earn Lots of World of Hyatt Points

    If you want to earn a lot of Hyatt points, the best and quickest way to rack up Hyatt points is to get the Chase World of Hyatt Credit Card


    Marriott Rewards program offers the 5th-night free benefit that is automatically applied when you redeem Marriott points for a minimum of 5 nights stay. You do not need to hold any credit card or have any high elite status with Marriott. In addition, Marriott also introduced standard, peak, and off-peak award pricing models in summer 2019. Therefore, you could save some Marriott points if you go during the off-peak dates, or use your Marriott credit card's 50k Free Night Award Certificate. Finally, Marriott does not waive resort fees on award stays and most of their Maldives properties have local fees which are not waived.

    Marriott: Upgrade to Overwater Bungalow With Cash

    The Best Way to Earn Lots of Marriott Bonvoy Points

    Marriott has a few credit cards that offer pretty good welcome bonus points and benefits. American Express Marriott Bonvoy Brilliant Card offers a $300 Marriott statement credit and one anniversary free night that is good for Marriott property with a redemption level of up to 50,000 Marriott points. So you can use the free night at one of the overwater bungalow resorts mentioned above. This card also gives you complimentary airport lounge access. See below:


    Radisson has joined other hotel chain programs and introduced the first Radisson Blu Resort property in the Maldives.

    Please keep in mind too that Silver, Gold, and Platinum Elite members may receive complimentary room upgrades.

    The Best Way to Earn Lots of Radisson Rewards Points

    Right now, Radisson credit card offers the highest sign-up bonus points offer. This card gives you complimentary Gold elite status for room upgrades and 40,000 Radisson points each year after you renew your card. See below: