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The Chase Sapphire Preferred Card is one of the best travel cards for beginners. The card earns Chase Ultimate Rewards (UR) points, which are flexible points that you can redeem for travel or transfer to Chase Airline and Hotel Transfer Partners such as United Airlines, Southwest, Hyatt, MARRIOTT, and more.
The Sapphire Preferred card has a low $95 annual fee, and you get a $50 Hotel Credit. The benefit lowers the annual fee to $45 before all other travel benefits that this credit card offers you.
