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Like credit card sign-up bonuses, banks are willing to offer you cash bonuses to sign up for their checking or savings accounts with qualified activities. The best thing about these deals is that most banks do not hard-pull your credit, and therefore, it does not affect your credit for points card applications.
Without further ado, here’s the complete list of bank account promotions, including opening bonus offers with or without direct deposit. The list will be updated frequently when new bank bonuses and promotions become available.
Feel free to bookmark this page or subscribe to our blog posts below for any new available bank promotions and offers.
Best Bank Checking and Savings Account Bonuses Nationwide
Below are the bank account bonuses available nationwide, meaning the promotion is not limited to specific U.S. states.
American Express: Earn 30,000 Bonus Points Business Checking Account
- The offer has no expiration date.
- Direct Link to the Offer
Bank of America: Earn a $300 Checking Account Bonus
- The offer expires on January 31, 2025.
- Direct Link to the Offer
Bank of America: Earn a $200 Business Checking Bonus
- The offer expires on December 31, 2025.
- Direct Link to the Offer
Barclays: $200 Savings Account Bonus
- The offer expires on March 8, 2025.
- Direct Link to the Offer
Bask Bank: Earn 10,000 Bonus American Airlines Miles Savings Account
- The offer expires on February 28, 2025.
- Direct Link to the Offer
BlueVine: Earn a $300 Business Checking Account Bonus
- This offer is via the referral Nerdwallet.
- The offer expires on March 31, 2025.
- Direct Link to the Offer
BMO Harris: Earn a $300 Checking Account Bonus
- The offer ends on February 3, 2025.
- Direct Link to the Offer
BMO Harris: Earn a $500 Relationship Checking Account Bonus
- The offer ends on February 3, 2025.
- Direct Link to the Offer
BMO Harris: Earn Up to $750 Business Checking Account Bonus
- The offer expires on February 1, 2025.
- Soft pull credit.
- Direct Link to the Offer
Capital One: Earn a $300 With 360 Checking Account Bonus
- Unknown offer’s expiration date.
- Direct Link to the Offer
Capital One: Earn Up to $1,500 Savings Account Bonus
- Unknown offer’s expiration date.
- Direct Link to the Offer
Charles Schwab: Get Up to A $1,000 Bonus Without Direct Deposit
- Unknown offer’s expiration date.
- The debit card offers no foreign transaction fees, and ATM fees reimbursement.
- Soft pull credit.
- Direct Link to the Offer
Chase: Earn A $100 College Checking Account Bonus
- The offer expires on April 16, 2025.
- Direct Link to the Offer
Chase: Earn a $100 Secure Banking Checking Account Bonus
- The offer expires on April 16, 2025.
- Direct Link to the Offer
Chase: Earn $300 Total Checking Account Bonus
- The offer expires on April 16, 2025.
- Direct Link to the Offer
Chase: Earn Up to $900 Checking & Saving Accounts Bonus
- The offer expires on April 16, 2025.
- Direct Link to the Offer
Chase: Earn Up to $750 Business Checking Account Bonus
- The offer has no expiration date.
- Direct Link to the Offer
Chase: Earn Up to $500 Business Checking Account Bonus
- The offer expires on April 17, 2025.
- Direct Link to the Offer
Discover: Earn Up to $200 Savings Account Bonus
- The offer ends on March 13, 2025.
- Soft pull credit.
- Direct Link to the Offer
Chime: Earn A $100 Bonus
- The offer has no expiration date.
- Soft pull credit.
- Direct Link to the Offer
Citi Bank: Earn a $325 Checking Account Bonus
- The offer expires on July 7, 2025.
- Direct Link to the Offer
Citi Bank: Earn Up to $1,500 Checking Bonus
- The offer ends on July 7, 2025.
- Direct Link to the Offer
First Tech Federal Credit Union: Up to $300 Rewards Checking Bonus
- The offer has no expiration date.
- Soft pull credit.
- You can join First Tech Federal Credit Union by paying an $8 membership to the Financial Fitness Association.
- Direct Link to the Offer
FOUND Banking: Get a $125 Business Account Bonus
- The offer has no expiration date.
- Soft pull credit.
- Direct Link to the Offer
Novo Bank: Earn a $300 Business Account Bonus
- The offer is through the Nertwallet.
- Unknown offer’s expiration date.
- Direct Link to the Offer
PNC Bank: Earn a $200/$400 Bonus
- The offer varies by location.
- The offer is good through March 31, 2025.
- Direct Link to the Offer
SoFi: Earn Up to $300 Bonus For Checking and Savings
- The offer has no expiration date.
- Direct Link to the Offer
U.S. Bank: Earn Up to $900 Business Checking Account Bonus
- The offer expires on March 31, 2025.
- Direct Link to the Offer
WellsFargo: Earn A $325 Checking Bonus
- The offer expires on February 25, 2025.
- Direct Link to the Offer
WellsFargo: Earn a $525 Saving Bonus
- The offer expires on February 25, 2025.
- Direct Link to the Offer
I am a dedicated travel enthusiast with a deep passion for miles and points. Always willing to share my expertise, I possess a wealth of knowledge on miles and points, extensively researching and staying up-to-date with the latest strategies for maximizing travel rewards through credit cards and loyalty program promotions.
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