How to Maximize Amex Business Platinum $200 Hilton Credit

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The American Express Business Platinum Card offers a $200 Hilton credit per calendar year. You can also receive up to a $50 credit each quarter to use on eligible Hilton purchases.

  • Q1: January, February, and March
  • Q2: April, May, and June
  • Q3: July, August, and September
  • Q4: October, November, and December

The Hilton credit benefit for the American Express Business Platinum Card is great because it certainly helps with the card’s high annual fee. Therefore, here are some ways to enroll in the offer and maximize the credit each quarter.

Enrolling Amex Business Platinum Hilton Credit

You can enroll in your American Express Business Platinum Card to take advantage of the annual $200 Hilton Statement Credit online. Doing so will also automatically enroll you into the free Hilton for Business program membership.

  • Go to the official American Express website and log into your account.
  • Select the American Express Business Platinum Card.
  • Click on the Rewards and Benefits on the top.
  • Scroll down until you see the Card Benefits section. In case you do not see the $200 Hilton Statement Credit, click on the View All Card Benefits link.
  • From there, click on the $200 Hilton Statement Credit and follow the prompt to enroll in the offer.
  • You will receive a couple of emails regarding the enrollment in the Hilton statement credit and the Hilton for Business program.

The Amex Business Platinum $200 Hilton Statement Credit enrollment is a one-time only as long as you remain a member of the same card. In other words, you do not need to enroll in the benefit each year.

Maximizing Amex Business Platinum Hilton Credit

The American Express Business Platinum Card has a high annual fee but offers several statement credits, which can help offset the fee. If you enjoy traveling, you should use and maximize the card’s Hilton statement credit benefit each quarter.

Use the Hilton Credit at Hilton Properties

The most obvious method to use up the $50 Hilton credit each quarter is to spend at Hilton properties. The expenses include room rates, spa, dining, and any incidental charges you may incur during your stay. To use the credit, you make sure to use your American Express Business Platinum Card to settle the final bill at the end. Therefore, make sure you charge all your Hilton stay expenses to your room folio, and American Express will issue the statement credit accordingly.

Use the Credit to Purchase Hilton Gift Cards

The $50 Hilton credit per quarter is an unofficial method. The miles and points community has shown that using the quarterly credit on the American Express Hilton Honors Surpass Card to buy a Hilton gift card online triggers the Amex statement credit. Therefore, the concept is the same. You can use the credit to purchase a Hilton gift card online to earn the Amex Hilton statement credit for your American Express Business Platinum Card. However, please note that there’s an extra $1.95 USPS fee to ship the physical Hilton gift card to you.

Moreover, suppose you can find a Hilton property that sells gift cards and use your American Express Business Platinum Card to pay in person. In that case, you would also qualify for the statement credit.

How to Use the Hilton Gift Card at a Hilton Property?

Use the Credit to Purchase Hilton Honors Points

In order for this buying Hilton Honors points method to work, you must use the American Express Business Platinum Card to purchase a Hilton gift card first, as I mentioned above.

It is true that you can use a Hilton gift card to purchase Hilton Honors points online should you need to top off points in your Hilton Honors account for a stay redemption. The Hilton gift card looks like a regular credit card, and Amex is also the issuer. It has fifteen digits and a four-digit security code along with the expiration date on the front of the card. Better yet, purchase Hilton points when there’s a 100% bonus sale going on, as I like to notify readers in this Complete List of Buying Points & Miles Promotions and Offers.

How to Use the Hilton Gift Card to Buy Hilton Honors Points?

Use the Credit to Pay for Hilton Timeshare Fees

Based on data points from the timeshare owners at the miles and points community, you can also use the quarterly $50 Hilton credit to pay for the Hilton Grand Vacations (timeshare) maintenance fees.

Here’s one data point:

January 1: Used my Biz Plat and made a $50 payment toward HGV maintenance fees.

January 3: Received email from Amex saying I used my quarterly credit.

January 4: $50 statement credit posted.

Use the Credit to Spend at a Restaurant or Bar Inside a Hilton Property

This method is a bit tricky if you want to use the credit to spend on dining at a Hilton hotel without staying at the property. It is all about trial and error. If you want this method to work, you must ask the property to open a folio at the front desk and pay there instead of at the restaurant.

Miles and Points Community provided the following restaurant that triggers the Amex Hilton statement credits without you having to stay at the hotel or open a folio at the front desk:

  • Hilton The Bar Hilton Washington
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