How To Use & Maximize $200 Hotel Credit With American Express Platinum Card For Fine Hotels & Resorts [2021]


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How To Use & Maximize $200 Hotel Credit With American Express Platinum Card For Fine Hotels & Resorts [2021]

One of the new benefits of the American Express Platinum Card is the annual $200 hotel statement credits on prepaid Fine Hotels & Resorts or The Hotel Collection bookings made through the Amex Travel website. 

In this post, I want to walk you through how that Amex Platinum $200 Hotel Credit benefit works and answer some commonly asked questions that you may have about using the credit. Finally, I'll also provide some ideas on how to maximize the credit, specifically for Amex Fine Hotels & Resorts (FHR). 

Photo Credit: JW Marriott Venice Resort & Spa
Part of American Express Fine Hotels + Resorts

Table of Contents  [show/hide]

    How Does Amex Platinum $200 Hotel Credit Work?

    If you are used to Amex Offers or Amex Saks Fifth Avenue Statement Credits benefits on the Platinum Card, the Amex Platinum $200 hotel credit works pretty much the same. 

    • You receive up to $200 back in statement credits when you use your Platinum Card to book the Amex Fine Hotels + Resorts or The Hotel Collection made through Amex Travel
    • You do not have to spend $200 at once in one transaction. You receive the statement credit each time you spend in combined eligible hotel bookings on your Platinum Card. 
    • The benefit goes by the calendar year from January 1st through December 31st of each year. 
    • The bookings must be prepaid, which is referred to as "Pay Now" on the American Express Platinum Travel site. 
    • Enrollment for this benefit is not required

    Is the Amex Platinum $200 hotel credit benefit based on the calendar year or the card membership year?

    Calendar year. So be sure to use it before December 31st of each year. The Amex Platinum $200 hotel credit benefit resets on January 1st of each year. 

    Do you need to spend $200 in one transaction to get the Platinum hotel credit?

    No. You receive "up to" $200 back in statement credits. This means that each time you spend on an eligible FHR booking that is made through Amex Travel, and that purchase is under $200, you will receive a statement credit for that amount and will have unused credit for the next eligible booking until the benefit's end date which is December 31st of that year. 

    Maximizing Amex Platinum Card $200 Hotel Statement Credits

    Below are some ideas to get the best values out of your Platinum Card's $200 hotel credit benefit. 

    Use the $200 Hotel Credit and Enjoy Amex Fine Hotels & Resorts Elite Benefits

    When you book each Fine Hotels and Resorts property stay through the Amex Travel site, you receive the following exclusive benefits in addition to your Amex Platinum $200 hotel statement credit. 

    These benefits are typically available only to hotel rewards program members that have elite status, but by booking with Amex Fine Hotels and Resorts program, you can enjoy all these perks without having any elite status with the hotel: 
    • Noon check-in, when available
    • Room upgrade upon arrival, when available
    • Daily breakfast for two people
    • Guaranteed 4pm late check-out
    • Complimentary Wi-Fi
    • Special amenities unique to each property such as on-property credits that are valued at least $100 to use towards spa or food and beverage. 

    Is there a minimum night required to get Fine Hotels & Resorts benefits?

    No. Unlike The Hotel Collection, there is no minimum number of nights required for you to receive Amex Fine Hotels and Resorts benefits. You will be able to get all the above-mentioned FHR benefits even on a 1-night stay. 

    So if there are two of you and each of you has the American Express Platinum Card, you each can book a 1-night stay at an FHR property and receive all the Amex FHR perks, plus a $200 hotel statement credit for each Amex account for a luxurious 2-nights stay somewhere in the world. 

    Use the $200 Hotel Credit and Earn 5x Points Travel With American Express Platinum Card

    Keep in mind that, as a cardmember of the American Express Platinum Card, you get 5x American Express Membership Rewards (MR) points per $1 spent on all prepaid hotel bookings including the Fine Hotels & Resorts on Amex Travel

    Check Amex Offers For Fine Hotels and Resorts

    First of all, as a reminder - because of the COVID-19 pandemic, American Express offered a $200 travel credit for purchases through Amex Travel to "select" Platinum Card members. That offer appears to be targeted and it is good for purchases that are made from August 1, 2020, through December 31, 2021. Therefore, if your Platinum Card has this offer and you had not used it, you can stack it with the Amex $200 hotel credit for a total of $400 to spend on Fine Hotels and Resorts!

    From time to time, American Express may have an offer for Fine Hotels and Resorts bookings that you can add that offer to your American Express Platinum Card

    For example, there used to be the following Amex Offer on Fine Hotels + Resorts that has expired now:
    • Get a one-time $150 statement credit by using your enrolled Card to spend a minimum of $800 in one or more transactions on prepaid hotel bookings with Fine Hotels + Resorts® and The Hotel Collection properties with American Express Travel by 7/1/2021.

    I do not know when the Fine Hotels + Resorts Amex Offer returns, so make sure to check your Amex account regularly especially if you have any upcoming FHR bookings to make. Alternatively, be sure to subscribe to our blog posts below to be notified when that offer returns. 

    Check American Express Fine Hotels and Resorts Promotions and Special Offers

    Amex Fine Hotels and Resorts program has its dedicated promotions and offers pages as well that you can check for exclusive benefits with each participating property. In addition to the elite benefits that you receive with Fine Hotels and Resorts bookings, you can also receive a complimentary night and additional property credit, etc. that vary by each Fine Hotels and Resorts property. 

    There's also another promotional offer website for both the Amex Fine Hotels + Resorts and The Hotel Collection. 

    Here's the current offer:

    Use Up the $200 Hotel Credit Before Closing Your Platinum Card

    If you decide to close your American Express Platinum Card, consider using up your card's $200 hotel credit before making that final decision. 

    Technically, you were still the cardmember when you used that Amex Platinum $200 hotel credit benefit. American Express will not claw back that credit once it's used for an eligible transaction. The good news also is that this benefit requires the transaction to be prepaid, so you do not have to wait until your check-out date to receive the statement credits. This is an ideal way to maximize that credit by saving on the card's annual fee because this credit is a calendar year's benefit.

    What I mean by that, for example:
    • You applied for the American Express Platinum Card in July 2021 and you can enjoy all the card's benefits including the $200 hotel credit through the end of December 2021. 
    • Starting January 1st, 2022, the $200 hotel credit benefit resets. 
    • You have until July of 2022 to spend that $200 hotel credit again before your card's annual fee is charged and posted to your account. 
    • Should you decide to close your Platinum Card, you already got a total of $400 hotel statement credits. 

    What are the Amex Fine Hotels & Resorts like?

    If you are new to Amex Fine Hotels & Resorts (FHR), they are worldwide luxury properties that are hand-picked by American Express. You can expect those properties to be "the world's most luxurious hotels and resorts" as described by American Express. 

    Luxury comes with high costs, so being able to use the $200 hotel credit can help. Moreover, by booking the Fine Hotels & Resorts through the Amex Travel site, you will also receive on-property benefits that range from complimentary daily breakfast, room upgrades to hotel credits that vary based on the property and availability.

    Amex Fine Hotels and Resorts Directory List

    If you go straight to the Amex Travel site and start searching, the site will display all hotels and resorts, but you can filter through which property falls under the Amex Fine Hotels and Resorts program. But there's another easy way to find Amex Fine Hotels and Resorts list based on the destination:

    How to Find the Cheapest Fine Hotels and Resorts Properties to Use Amex Platinum $200 Hotel Credit?

    "Cheap" and "Luxury" just don't go together with that often. However, if you are flexible in your dates and you don't really care which property you're staying at, here's a tip to find a cheap Amex Fine Hotels and Resorts property:

    These steps are performed using the computer desktop's web browser:
    • Go to Amex Fine Hotels and Resorts Directory
    • Enter the destination that you are interested in. Do not click on Explore Benefits
    • A list of Fine Hotels + Resorts properties is displayed.
    • Go through the list and find the property that you may be interested in. 
    • Next, go to Google Hotels
    • Enter the hotel name that you found from the list above. 
    • On the next page, click on the View prices button and Google will launch a new page for you.
    • Click on the "Check in" field to bring up a calendar and go through each date on that calendar to find the lowest rate for that particular property. See the screenshot below. 
    • Once you find the date that you want, go to the Platinum travel site to start searching, comparing the rates that you found, and book! See the step-by-step guide below: How to Use Amex Platinum $200 Hotel Credit?
    Find Cheapest Amex Fine Hotels and Resorts

    How to Use Amex Platinum $200 Hotel Credit?

    Using the Amex Platinum $200 hotel credit benefit is quite straightforward, The challenging part is to find an FHR property that offers a good rate. If you have not, you should read the above section: How to Find the Cheapest Fine Hotels and Resorts Properties to Use Amex Platinum $200 Hotel Credit?

    • Go to the Amex feature hotel search site
      • Please note, the above link will only show Fine Hotels and Resorts properties. If you want to see The Hotel Collection and others, you will need to go directly to the Amex Travel site.
    • Click on the "Log In" button on the top of the page to log into your Amex account. 
    • Enter the hotel name or destination that you are interested in and other search parameters. 
    • A list of Fine Hotels + Resorts is displayed. You can sort by special offer or hotel name. 
      • If you want to see The Hotel Collection and others, you will need to search on the Amex Travel site instead. 
    • Go through the list and select the property that you are interested in. 
    • Find the room type that you want and be sure to View Cancellation Policy if flexibility is important to you. Then click the Book button
    • If the property offer payments options between Pay Now or Pay at Hotel, you need to choose Pay Now for the Amex Platinum $200 hotel credit to work. 
    • On the next page, fill in your information including your hotel's loyalty number if you want to earn loyalty benefits at that specific hotel. See this section for more information. 
    • Be sure to use your American Express Platinum Card to pay for the reservation. 
      • The Pay + Points option is also available, but you must use your Platinum Card to pay for the cash portion to receive the credit. Also, make sure you get good values out of your American Express Membership Rewards (MR) points this way. 
    • Finally, if all looks good to you, you can complete your booking by clicking on the Book My Room button.
    • The charge will appear pending in your Platinum Card's account right away. Once that charge is posted to your account, you will receive Amex Platinum hotel credits (up to $200) within a few days. The reimbursement process is automatic, there's no need to ask Amex for that. 

    American Express Travel Platinum Service Phone Number

    Alternatively, if you do not want to book Amex Fine Hotels and Resorts online yourself, you can call the Amex Travel Platinum Service at 1-800-297-2977 to assist you with any reservation-related requests. 

    How long does it take to receive Amex $200 hotel statement credit?

    The time it takes for the $200 hotel statement credits to be issued by American Express is pretty much the same as other Amex statement credits that you are already used to such as the Amex Saks Fifth Avenue Statement Credits on the Platinum card. 

    Once the eligible purchase is posted to your Amex account, you can expect the hotel statement credit to be posted to your account anywhere between 2 and 7 days. In my case, it only took one day! See the screenshot below. 

    How To Maximize $200 Hotel Credit With American Express Platinum Card For Fine Hotels & Resorts

    Amex Fine Hotels and Resorts Cancellation Policy

    To get the Amex Platinum $200 hotel credit each year, you must book a Fine Hotels and Resorts or The Hotel Collection with Amex Travel. You must also use your American Express Platinum Card to pay for that reservation at the time of booking known as Pay Now

    This type of prepayment just means that you pay upfront for the hotel's reservation. It does not mean that you cannot change or cancel the reservation to get a refund. All bookings are still subject to the cancellation policy that's set by each property and the terms are clearly stated on your booking before you pay and book. 

    Does Amex Fine Hotels and Resorts Earn Hotel Points & Elite Night Credits?

    There are quite a few popular hotels and resorts under the Fine Hotels & Resorts collection that have rewards program such as MARRIOTTHYATTHILTON to name a few. 

    Generally speaking, hotel bookings that are made through Amex Travel are considered third-party bookings. Those types of bookings typically do not earn any hotel points or elite night credits because hotels require that you book directly with them. The good news is booking Amex Fine Hotels and Resorts does qualify for hotel loyalty programs such as earning points, earning elite night credits, and enjoying elite perks. 

    When you make an FHR booking on Amex Travel, before finalizing your booking, there's an entry field that you can provide your loyalty number. See the screenshot below. 

    If you want to be sure about whether or not your booking with Amex FHR will qualify for your desired hotel loyalty program, I recommend that when you make a prepaid FHR reservation, make sure it offers a refundable cancellation policy. After your booking, if you want you can reach out to the property directly and ask if your stay will be eligible to earn points and elite night credits or not. If the property refuses to recognize your loyalty benefits, you can cancel the reservation without penalty. 

    How To Maximize $200 Hotel Credit With American Express Platinum Card For Fine Hotels & Resorts
    Be sure to provide your hotel's loyalty number when making your booking

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    Posted by: PL

    Hello there! People call me PL and I am a points blogger. Obsessed with using points and miles to elevate travel experiences to explore the world. Enjoy finer things in life and good food. I have a day job, this points blog is mainly my hobby and my contribution back to the points community. If you enjoy reading this post, please help me share it! If you enjoy what you read here, please make sure you subscribe or follow this blog on social media so that you will be notified when there's a new blog's post. I thank you for reading this blog. Your support means a lot to me and it is what makes this blog's work worthwhile. If I can be of any help, you can contact me: thepointslife at gmail dot com

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