UPDATES:
  • Transfer Capital One miles to ALL - Accor Live Limitless and get a 20% bonus through November 30, 2022.
  • Transfer Capital One miles to British Airways Avios and get a 20% transfer bonus through November 30, 2022.

Certain Capital One credit cards can earn flexible reward miles so that you can use those miles to redeem flights, hotels, and rental cars via the Capital One Travel portal.

However, you can also transfer those miles to loyalty programs that partner with Capital One. Your Capital One miles can be worth much more when redeeming them this way. The way it works is you can transfer your Capital One miles to an airline for their frequent flyer miles and then use those miles to redeem for a flight when the airfare is high. 

Full List of Capital One Miles Airline and Hotel Transfer Partners & Bonus
Transfer Capital One Miles to Aeroplan For LOT Polish Business Class

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    Capital One Airline Transfer Partners

    These are the airline frequent flyer mileage programs that partner with Capital One.



    Capital One Hotel Transfer Partners

    Currently, these are the hotel reward programs that partner with Capital One.



    Capital One Miles Transfer Partners Ratio and Transfer Times

    Below is how long the Capital One miles typically take to transfer based on the miles and points community data points.

    The minimum miles Capital One requires for the transfer is 1,000 miles. Transfer ratios vary from one loyalty program to another, so pay close attention to that. See the chart below:

    UPDATE: October 7, 2021 - Capital One increased the transfer ratio to 1:1 for all airline partners except for EVA Airways. 

    Capital One Miles
    Transfer Partners

    Transfer Ratio
    (Min. 1,000 miles)

    Transfer Time
    (No Transfer Fee)
    Airline Transfer Partner Min. Miles:Airline Miles
    AeroMexico Club Premier 1000:1000 Instant
    Air Canada Aeroplan 1000:1000 Instant
    Air France KLM Flying Blue 1000:1000 Instant
    Alitalia MileMiglia 1000:1000 Instant
    Avianca LifeMiles 1000:1000 Instant
    British Airways Avios 1000:1000 Instant
    Cathay Pacific Asia Miles 1000:1000 ~5 days
    Emirates Skywards 1000:1000 Instant
    Etihad Guest 1000:1000 ~1 day
    EVA Infinity MileageLands 1000:750 ~2 days
    Finnair Plus 1000:1000 Instant
    Qantas Frequent Flyer 1000:1000 ~1 day
    Singapore Airlines KrisFlyer 1000:1000 ~2 days
    TAP Miles&Go 1000:1000 ~2 days
    Turkish Airlines KrisFlyer 1000:1000 ~2 days
    Virgin Red Rewards 1000:1000 Needs data
    Hotel Transfer Partner Min. MR Points:Hotel Points
    ALL Accor Live Limitless 1000:500 Needs data
    Choice Privileges 1000:1000 Instant
    Wyndham Rewards 1000:1000 Instant

    Which Capital One Card Earns Miles?

    The following Capital One credit cards earn flexible miles. Earned miles can be transferred directly to an airline or a hotel loyalty program that partners with Capital One:
    • Capital One Venture Rewards Credit Card
      • 2x miles on all purchases
    • Capital One VentureOne Rewards Credit Card
      • 1.25x miles on all purchases
    • Capital One Spark Miles Business Credit Card
      • 5x miles on hotel and rental car bookings through the Capital One travel portal
      • 2x miles on all other purchases
    • Capital One Spark Miles Select for Business
      • 5x miles on hotel and rental car bookings through the Capital One travel portal
      • 1.5x miles on all purchases; free employee cards

    How To Transfer Capital One Miles To Airline and Hotel Partners?

    It is essential to know that transferring Capital One to partners is a one-way street, and you cannot transfer points back to Capital One once the transfer is complete.

    It is possible to perform Capital One miles to partner transfers online or on the phone. For online:
    • Sign in to your Capital One credit card account. 
    • Click on the View Account button for the eligible credit card. 
    • Click on the Redeem button under the total miles. 
    • Scroll down until you see the Convert Rewards link, and click on it. 
    • Click on Transfer Miles next to a loyalty program you want to transfer. If it is your first time moving Capital One miles to a specific loyalty program, Capital One will ask you for your loyalty program information before letting you transfer.     
    • Follow the web interface to indicate how many Capital One miles you want to transfer. Simply follow the prompts to finalize the transfer. 

    Should You Transfer Capital One Miles To Airline and Hotel Partners?

    It is crucial to remember that you cannot transfer loyalty program points back to Capital One once the transfer is complete. The rule of thumb is that you transfer points only if you know you will use those airline miles or hotel points. Use these as a guideline to help you make a decision:
    • Search and confirm the award availability of the flight that you want. 
    • Understand how that mileage program works, such as how to book, mileage expiration policy, and award cancellation/change procedure if you have to cancel. 
    • If you cancel, will you use those miles/points later on? 

    Generally speaking, the speculative transfer can negatively impact you if you are stuck with a particular airline's frequent flyer miles and cannot use those miles. Airlines can devalue their award chart, and so can hotels. Moreover, most programs have policies so that those unused points can be expired.

    From time to time, Capital One offers transfer bonuses that can be lucrative for me personally to perform the transfer speculatively. However, the rule of thumb still applies here I only transfer if I know I will use those miles. For example, I honestly think Aeromexico Club Premier is one of the worst mileage programs. Their award booking site is very limited with search functionality and almost impossible to use. Their award booking call center is also a nightmare to deal with. So, in the end, I do not care when Capital One offers any transfer bonus to Aeromexico Club Premier.

    For what it is worth, I have many favorite Capital One transfer airline partners: Air Canada Aeroplan, Air France KLM Flying Blue, Avianca LifeMiles, British Airways Avios, Cathay Pacific Asia Miles, JetBlue TrueBlue, Qantas Frequent Flyer, and Singapore Airlines KrisFlyer.

    As far as hotel partners go, I rarely transfer points to participating hotel partners unless I need to top off my hotel's rewards account for a memorable award night stay somewhere in the world.
    • It is nice to see that Capital One miles can be transferred to the Accor hotels program ALL Accor Live Limitless. Accor is one of the hotel's rewards programs that are very difficult to accrue points, and it's a shame because their hotels are pretty good.
    • The ability to transfer Capital One miles to Wyndham Rewards is also a great addition, especially now that Wyndham partners with Vacasa, which offers vacation rental properties ranging from a studio condo to a beach cottage, a ski cabin, or an entire house rental. 
    • Choice Hotels Choice Privileges is also another recent great addition. Some great ways to redeem Choice Privileges points include using Choice Privileges points for luxury Preferred Hotels & Resorts. 

    Capital One Miles Current & Past Transfer Bonus History

    Below is Capital One miles' current and past transfer bonus chart. These bonus histories are for reference purposes only, so you can know when the next transfer bonus is. There's no guarantee the transfer bonus will return, but it's worth waiting it out if you have flexibility. Make sure to subscribe to our blog posts below so that we can let you know when there's a new transfer bonus. 

    Capital One Transfer Partners

    Transfer Bonus

    Offer End Date
    ALL Accor Live Limitless Rewards 20%
    1000:600    		 November 30, 2022
    AeroMexico Club Premier 20% March 31, 2022
    20% August 9, 2021
    Air France KLM Flying Blue 20% August 31, 2022
    20% December 1, 2021
    20% September 30, 2021
    20% June 30, 2019
    Avianca LifeMiles 20% March 31, 2022
    25% July 31, 2019
    15% June 30, 2019
    British Airways Avios 20% November 30, 2022
    20% August 31, 2022
    Emirates Skywards 100% March 24, 2019
    JetBlue TrueBlue (no longer partner) 50% May 31, 2019
    TAP Air Portugal Miles&Go 25% July 31, 2022
    Virgin Red
    Link Virgin Atlantic Flying Club    		 30% October 31, 2022
    Wyndham Rewards 20% March 31, 2022