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application goes to a pending state, that does not mean it’s being approved or
denied. Sometimes, if you don’t want to wait to find out, you can call the
reconsideration line and review the application together with a credit analyst
in order to receive a decision right away.
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What is Credit Card Reconsideration Line?
approve or deny your application. After you submit your credit card
application, three things can happen:
- Instant Approved
you will need the credit card’s reconsideration line phone number.
denied. The bank may want to verify some information, move your credits
around, etc. in order to approve you. A denied application on some
circumstances can be overturned by calling the reconsideration line as well.
You can ask for a manual second review and be ready to discuss about the
application in more details.
Credit Card Application Rules By Each Bank
application. The obvious ones can be found
here. In general, it is important to study these rules before applying for a
credit cad; however, if you did not and your application was rejected, be sure
each credit card issuer’s rule
and see if one of those rules is a possible reason as to why your application
was rejected before calling the credit card reconsideration line below.
American Express Reconsideration Line
Bank of America Reconsideration Line
Barclay Reconsideration Line
Capital One Reconsideration Line
wait until you receive the status of your application first then call.
must call, you can call this number