Norwegian Reward Credit Card Review ($50 CashPoints Sign-Up Bonus)

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Norwegian Air Shuttle ASA is a Norwegian low-cost airline and Norway’s largest airline. They have flights between US and Europe with low-cost fare compared to major European airlines out there.

Norwegian recently released a a credit card called Norwegian Reward Card with a no annual fee that comes with certain benefits that we are going to take a look in details below:

Sign-Up Bonus

You earn $50 in CashPoints that can be used for future travel when you open an account and spend $500 in the first 90 days. 10 CashPoints ≈ £1.00

This is a very weak sign-up bonus to say the least. Hopefully Norwegian will increase the sign-up bonus to attract consumers in the future.

You can use CashPoints on all flights and all destinations with Norwegian such as:

  • Flight tickets (full or partial payment)
  • Extra luggage
  • Cancellation insurance
  • Seat reservations
  • Ticket changes

No Annual Fee

The Norwegian Reward Card does not have annual fee. This means that you don’t have to worry about paying for the fee every year to hold the card in order to enjoy the card’s ongoing perks. 

No Foreign Transaction Fees

No foreign transaction fees mean that you can use this credit card abroad without being charged for exchange/transaction fees. 

Spending and Earning Bonuses 

  • 2% extra on Norwegian tickets
  • 2% on dining + grocery
  • 1% on all other purchases
The 2% extra on Norwegian tickets spending bonus from the credit card is in addition to the CashPoints you already receive when you book Norwegian ticket. As Norwegian rewards member, you receive 2% CashPoints on all LowFare tickets, and 10% CashPoints on Flex tickets. The number of CashPoints earned may increase by up to 10% more if you have CashPoint boost Rewards
If you are flying with Norwegian a lot, paying for Norwegian tickets with Norwegian Reward credit card can yield a good amount of CashPoints in return. 

Anniversary Bonus 

An anniversary bonus of $100 in CashPoints with $20,000 spend each year starting on account open date.
$20k spend is such a huge amount and truth to be told, there are other travel credit cards out there that offer much better returns and perks when spending that big amount of money. So it is nice that the Norwegian credit card has this anniversary bonus and zero annual fee, but the return value is very poor. 

Priority Boarding

This is a nice perk for a no annual fee airline’s credit card. You will be able to board the plane sooner than the standard general boarding. You will have access to the overhead bin to store your carry-on and get settled in your seat before the general boarding. 
Typically, you have to pay for priority boarding as an additional fee on top of the base low fare ticket. So having this perk by holding the Norwegian credit card can be money savings. 

Double CashPoints expiration period

CashPoints are just like frequent flyer miles with other airlines – they do expire. 
Your CashPoints remain valid until the end of the year you made your purchase + 2 years. For example, CashPoints for a flight purchased/paid for on 1 September 2009 are valid until 31 December 2011.
By having the Norwegian Reward credit card, your CashPoints expiration period is extended for another 2 years, so a total of 4 years after the year your made your ticket’s purchase. 

Issuing Bank and Card’s Type

Synchrony Bank and World Mastercard. 

Application Link

You may apply for the Norwegian Reward Credit Card by accessing the Norwegian Reward page. 


If you are traveling on Norwegian airlines a lot, it may make sense to pick up this card to pay for your next Norwegian ticket’s purchase. The card offers a good CashPoints 2% bonus return in addition to what you are already receiving as a Norwegian Reward member. The priority boarding benefit is also a nice perk for a zero annual fee credit card and no foreign transaction fees. The welcome bonus is pretty weak but given this is a no annual fee credit card, it’s hard to say if Norwegian and Synchrony bank will decide to offer a more lucrative sign-up bonus in the future. 
On the other hand, if you are not a fan of flying with low cost carriers and enjoy premium cabin redemptions, this card is certainly not for you. You may want to look at other credit cards that can offer much better values. 

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