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When I applied for the Bank of America Alaska Airlines Credit Card to avoid missing out on the limited-time sign-up bonus offer, I was concerned about having 5 credit cards within 24 months. Because this will go against the notorious Chase 5/24 Rule. Once the Alaska Airlines Credit Card shows up on my credit report, it will put me at exactly 5 cards in 24 months, and Chase will see that and will not approve me for any new Chase credit card applications. Therefore, the time it takes for Bank of America to report a new account to all three credit bureaus is critical.
|Photo Credit: Bank of America|
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When Does Bank of America Report New Account to Credit Bureaus?
- October 17 – Applied for the Alaska Airlines Credit Card and received instant approval.
- October 28 – Bank of America notified me that my card was shipped.
- Subsequent days, I received the following credit alerts for a new credit card account:
- October 29 – the card was reported to Equifax
- October 30 – the card was reported to Experian
- October 31 – the card was reported to TransUnion