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bank. If you are eligible to apply for this card, this is a good option not
having to deal with
Chase 5/24 application rule
and the card’s benefits are pretty much similar to Chase issued United
Explorer Card. The big downside of First Hawaiian Bank issued United credit
card is that you must have an address in Hawaii, Guam and Northern Mariana
Islands in order to apply for the card.
Disclaimer: I don’t earn any commission from the following credit card’s
offer nor I am affiliate with any credit card issuers below. Just love
great deals for traveling.
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Earn 25,000 miles after spending $1,500 within the first 3 months
after opening a new account.
- Direct link to offer
- Earn 2 miles per $1 spent on purchases at grocerty stores.
- Earn 2 miles per $1 spent on gas purchases.
Earn 2 miles per $1 spent on United tickets purchased through
- Earn 1 mile per $1 spent on all other purchases.
Rates and Fees
$0 introductory annual fee for the first year, and $99 per year
- No foreign transaction fees.
2.99% introductory balance transfer APR for the first eight months after
account opening, and a variable rate thereafter (currently 17.74%).
- First and second checked bags free.
- Two complimentary United Club one-time pass annually.
- Access to award inventory more than general MileagePlus members.
- Complimentary premier upgrades on award tickets.
Card is very much the same as Chase issued United Explorer Card. While the
application with First Hawaiian Bank is very limited to only Hawaii, Guam and
Northern Mariana Islands residents, it is great to see that United is doing
its part to offer travelers with a credit card that is issued by a different
bank. I am hoping that they will open to more states down the road. If you are
eligible to apply and you are tired of waiting around to qualify for Chase 5/24 rule or you have been shut down by Chase bank, this is a good alternative
option to get a United credit card. Having United credit card will allow you
to bring on carry-on, check first and second bags free of charge for you and
your travel companions even if you book United basic economy fare. For points
travelers, being able to access the award seats inventory more than the general
members is a great perk.
Hawaiian Bank issued United Credit Card only if you are a responsible credit
card consumer that pays off the balance on the card each month. You can set up
auto-pay to pay off your card’s balance each month to avoid late payment and