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This United Credit Card is issued by the First Hawaiian Bank and not by Chase
bank. If you are eligible to apply for this card, this is a good option not
having to deal with
Chase 5/24 application rule
and the card’s benefits are pretty much similar to Chase issued United
Explorer Card. The big downside of First Hawaiian Bank issued United credit
card is that you must have an address in Hawaii, Guam and Northern Mariana
Islands in order to apply for the card.
bank. If you are eligible to apply for this card, this is a good option not
having to deal with
Chase 5/24 application rule
and the card’s benefits are pretty much similar to Chase issued United
Explorer Card. The big downside of First Hawaiian Bank issued United credit
card is that you must have an address in Hawaii, Guam and Northern Mariana
Islands in order to apply for the card.
Disclaimer: I don’t earn any commission from the following credit card’s
offer nor I am affiliate with any credit card issuers below. Just love
great deals for traveling.
Best 185,000 Bonus Offer: Marriott Brilliant Card
Earn 185,000 Bonus Marriott Points after you make $6,000 in eligible purchases on your card within the first 6 months of account opening. The offer ends on October 2, 2024.
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Welcome Offer
-
Earn 25,000 miles after spending $1,500 within the first 3 months
after opening a new account. - Direct link to offer
Card Details
There’s no cap on how many miles you can earn from the following:
- Earn 2 miles per $1 spent on purchases at grocerty stores.
- Earn 2 miles per $1 spent on gas purchases.
-
Earn 2 miles per $1 spent on United tickets purchased through
United. - Earn 1 mile per $1 spent on all other purchases.
Rates and Fees
-
$0 introductory annual fee for the first year, and $99 per year
thereafter. - No foreign transaction fees.
-
2.99% introductory balance transfer APR for the first eight months after
account opening, and a variable rate thereafter (currently 17.74%).
Additional Perks
- First and second checked bags free.
- Two complimentary United Club one-time pass annually.
- Access to award inventory more than general MileagePlus members.
- Complimentary premier upgrades on award tickets.
Two Cents
As you can see, the benefits of the First Hawaiian Bank issued United Credit
Card is very much the same as Chase issued United Explorer Card. While the
application with First Hawaiian Bank is very limited to only Hawaii, Guam and
Northern Mariana Islands residents, it is great to see that United is doing
its part to offer travelers with a credit card that is issued by a different
bank. I am hoping that they will open to more states down the road. If you are
eligible to apply and you are tired of waiting around to qualify for Chase 5/24 rule or you have been shut down by Chase bank, this is a good alternative
option to get a United credit card. Having United credit card will allow you
to bring on carry-on, check first and second bags free of charge for you and
your travel companions even if you book United basic economy fare. For points
travelers, being able to access the award seats inventory more than the general
members is a great perk.
Card is very much the same as Chase issued United Explorer Card. While the
application with First Hawaiian Bank is very limited to only Hawaii, Guam and
Northern Mariana Islands residents, it is great to see that United is doing
its part to offer travelers with a credit card that is issued by a different
bank. I am hoping that they will open to more states down the road. If you are
eligible to apply and you are tired of waiting around to qualify for Chase 5/24 rule or you have been shut down by Chase bank, this is a good alternative
option to get a United credit card. Having United credit card will allow you
to bring on carry-on, check first and second bags free of charge for you and
your travel companions even if you book United basic economy fare. For points
travelers, being able to access the award seats inventory more than the general
members is a great perk.
As always, if you are eligible to apply, you may consider getting First
Hawaiian Bank issued United Credit Card only if you are a responsible credit
card consumer that pays off the balance on the card each month. You can set up
auto-pay to pay off your card’s balance each month to avoid late payment and
hefty interest.
Hawaiian Bank issued United Credit Card only if you are a responsible credit
card consumer that pays off the balance on the card each month. You can set up
auto-pay to pay off your card’s balance each month to avoid late payment and
hefty interest.
We’ve added this new United Credit Card to our Master List of Best Credit Card Sign-Up Bonus Offers
page.
page.
I am a dedicated travel enthusiast with a deep passion for miles and points. Always willing to share my expertise, I possess a wealth of knowledge on miles and points, extensively researching and staying up-to-date with the latest strategies for maximizing travel rewards through credit cards and loyalty program promotions.
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Best 185,000 Bonus Offer: Marriott Brilliant Card
Earn 185,000 Bonus Marriott Points after you make $6,000 in eligible purchases on your card within the first 6 months of account opening. The offer ends on October 2, 2024.