How Soon Does Radisson Credit Card’s 40,000 Annual Renewal Bonus Post To Your Account?

This does make you wonder how long does it take for U.S. Bank and Radisson to issue those annual renewal bonus points to your Radisson’s account? The timeline is helpful in a way that should you consider closing your Radisson credit card, will you be able to keep those 40,000 anniversary bonus points if you close your Radisson credit card?

Radisson Rewards Credit Cards That Earn Annual 40,000 Renewal Bonus Points

• Radisson Rewards Premier Credit Card – $75 annual fee. Earn 40,000 renewal points each year when you renew your card. 
• Radisson Rewards Business Credit Card – $60 annual fee. Earn 40,000 renewal points each year when you renew your card. This card is no longer available for new applicants. 

Radisson Credit Card’s 40,000 Annual Renewal Bonus Terms

According to the terms and conditions of the Radisson’s credit card, it states the following: 

Annual Renewal Bonus: This bonus is earned each year when the annual fee is billed to your account, and when you renew your account by making at least the minimum amount due by the payment due date on the statement on which the annual fee is billed. The bonus is not earned if the annual fee is waived. Please allow 6 to 8 weeks after the payment due date for your Renewal Bonus to appear in your Radisson Rewards account

When Does 40,000 Bonus Anniversary Points Post to Your Account?

As you learn from the terms and conditions above, it does take time to receive your Radisson Rewards credit card’s 40,000 anniversary bonus points. Pay
attention to the date that when the annual fee hits your credit card’s account. Once the annual fee is posted, you have to wait around two (2) months for the annual bonus points to be credited to your Radisson Rewards’ account. 

The timeline for my Radisson Rewards Premier Credit Card looks
something like this:

• 05/01 – $75 Annual fee hit my credit card’s account. 
• Around 07/01 – The annual 40,000 bonus points got deposited into my Radisson’s account – 2 months period.

I picked the first of each month just for a simple example, your date may be different. But
whatever your annual fee’s post date is, factor in around extra time for approximately about two (2) months before you can receive the 40,000 anniversary bonus points. 

Can You Keep 40,000 Anniversary Bonus Radisson Points If You Close Radisson Rewards Credit Card?

If you decide to keep your Radisson Rewards credit card open, you will pay the
annual fee and receive the 40,000 annual renewal bonus. It’s just inconvenient that
you have to wait for 2 months to get those points and use them. So plan
your travel accordingly.

For those that do not wish to keep the card – U.S. Bank, the Radisson credit card’s issuer, has a rule that
you have 30 days after the annual fee is posted to cancel the card and request a
full annual fee refund.

However, the 40,000 anniversary bonus points take up to 60
days (2 months) after the annual fee is posted to be issued. Therefore, if you cancel the card within 30
days of the annual fee posted to avoid paying for the fee, you will
NOT receive the renewal 40,000 bonus points. 

Moreover, the benefit term also clearly states that: The bonus is not earned if the annual fee is waived. In other words, if you successfully get the annual fee waived as part of your retention offer, you also will not receive the renewal 40,000 bonus points. 

Conclusion

Receiving Radisson credit card’s 40,000 annual renewal bonus takes two (2) months after the card’s
annual fee is posted, and you can only get a full annual fee refunded if you
cancel the card within 30 days of the date that the annual fee is posted.
Therefore, unfortunately you will not be able to cancel your Radisson Rewards credit card and still keep the 40,000 anniversary bonus points.