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their card products. I beat myself up sometime after I applied for a credit
card and realized that I forgot to use a certain method to get a better
sign-up welcome bonus offer. With that being said, here’s the “checklist” that I am
putting together and it can be used next time you are looking to apply for a
specific credit card. This is to help ensuring that you sign up for a credit
card that has the best welcome bonus offer out there.
|Special Offer From Amex Hilton Aspire Card|
|Table of Contents [show/hide]|
Check Available Standard Public Offer
blogger’s referral link because while I admire points blogger’s work of
those individuals, some are so tricky to include a lower than the standard public offer
just because they receive commissions from their links. The rule of thumb is,
check the standard public offer then compare with the following checklist.
View Your Pre-Approved & Pre-Qualified Credit Card Offers
with a particular bank, it sometimes can offer you a better than the standard public
offer that’s specially targeted to you. Here are pre-qualified credit card
links for each card issuers. However, not all issuers have links
that are working.
See Pre-Qualified Credit Card Offers in CardMatch
is a tool that allows you to check pre-qualified credit card offers. Based
on data points, generally you may receive a better than public welcome
offer. For example, you might receive 100,000 bonus Amex Membership Rewards
offer as opposed to a much lower general public offer for Amex Platinum Card. However, it’s also worth checking with CardMatch tool to see if you are
pre-qualified with a better sign-up offer for other credit cards as well.
CardMatch may receive commissions from credit card issuers when you apply and
get approved through them. I do not have any affiliation with CardMatch.
Use Incognito or Private Browser Mode
on different card’s offers based on their different IT techniques. One of
those techniques involves using incognito or private browser mode that you
could be seeing better sign-up special offers for you.
credit card’s page
at a different location or on a different computer, or do the VPN trick if
you want to go that far. However, if you are not a tech savvy, don’t do the
VPN trick as you might inadvertently mess up your Internet access.
you access the offer on a browser that is in incognito mode for Chrome or in
private mode for Safari, Firefox, Internet Explorer or Edge.
Perform Dummy Bookings
directly online, you could be presented with the airline’s or hotel’s credit
card offer during the booking process or on the final payment page. The
offer often time could be the same as the public available offer but with
additional statement credits that the public offer does not have (see screenshot below). Sometimes,
the offer could even be better. You just need to perform a “dummy” booking
(not finalized booking) with a specific airline or hotel that you are looking to
apply for their credit card to see if you receive a better sign-up offer
than the public offer. You are not required to actually make a real
|This is not an offer, this is just a screenshot example|
Use Credit Card’s Referral Link
member, a blogger or even from me can offer a better sign-up welcome bonus too.
If not and if the public offer link is the same as the referral link, you can
think of using the referral link to earn extra bonus points from the bank and
gift them to support your favorite blogger or your friend and family
member instead. For example, say a public offer of
Amex Marriott Bonvoy Brilliant
is 75,000 bonus points offer. If you sign up through a friend’s referral link,
you earn the exact same 75,000 bonus Marriott points and your friend receives
15,000 bonus Marriott points from your approved application. Although that
extra 15,000 points are not yours to keep, they go to your friend’s account
thanks to you. So technically you earn 90,000 bonus points from the
Check the Best Credit Card Sign-Up Bonus Offers Post
page to study about the best past sign-up offer and see if the
best current sign-up offer is worth applying or you should wait.
only the best current public offer is the exact same offer as my referral
link. Otherwise, you can rest assured that I only include non-affiliate links
that have the best current sign-up offer available out there. This blog is a
one man’s work so while I try to update those credit card’s links as much as I
could, mistakes or dated links could happen so I’d appreciate if you point
that out to me at thepointslife at gmail dot com, so that I can update the
links accordingly. It’s not my intention to trick you to use my referral link
to get a low sign-up bonus offers out there.
- Check Available Standard Public Credit Card’s Sign-Up Offers
- View Your Pre-Approved & Pre-Qualified Credit Card Offers (Each bank’s link can be found under the section above)
See Pre-Qualified Credit Card Offers in
- Use Incognito or Private Browser Mode
- Perform Dummy Bookings
- Use Credit Card’s Referral Link
- Check the Best Credit Card Sign-Up Bonus Offers Post