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- Chase Pay Yourself Back for Q3 2022 categories are updated. Valid through September 30, 2022!
You can use Chase Ultimate Rewards (UR) points to โpay yourself backโ on select purchasing categories. The fundamental concept is that when you use your eligible Chase credit card to pay for a certain category, you can redeem Chase points to offset your spending as statement credits when the purchase transaction is posted to your account.ย
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Photo Credit: Chase |
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Which Chase Credit Card is Eligible For Pay Yourself Back
- Chase Sapphire Reserve Credit Card offersย 1.5 cents per point.
- Chase Sapphire Preferred Credit Card offers 1.25 cents per point.ย
- Chase Freedom Flex Credit Card offers 1.25 cents per point.ย
- Chase Freedom Unlimited Credit Card offers 1.25 cents per point.
- Chase Freedom Visa Credit Card (unavailable to new applicants) offers 1.25 cents per point.ย
- Chase Ink Business Preferred Credit Card offers 1.25 cents per point.
- Chase Ink Business Plus Credit Cardย (unavailable to new applicants) offers 1.25 cents per point.ย
- Chase Ink Business Cash Credit Card offers 1.1 cents per point.
- Chase Ink Business Unlimited Credit Card offers 1.1 cents per point.ย
Chase Pay Yourself Back Categories Q3 2022
Chase Sapphire Cards
- Airbnb, Dining, Annual card membership fee through September 30, 2022.
- Select charities through December 31, 2022.ย
- Available for the following Chase credit cards:ย
- Chase Sapphire Reserve Credit Cardย offersย 1.5 cents per point.
- Chase Sapphire Preferred Credit Cardย offers 1.25 cents per point.ย
Chase Freedom Cards
- Select charities through December 31, 2022.ย
- Available for the following no annual fee Chase credit cards:
- Chase Freedom Flex Credit Cardย offers 1.25 cents per point.ย
- Chase Freedom Unlimited Credit Cardย offers 1.25 cents per point.
- Chase Freedom Visa Credit Cardย (no longer available to new applicants) offers 1.25 cents per point.ย
Chase Ink Business Cards
- Internet, Cable & Phone Services through September 30, 2022.
- Select charities through December 31, 2022.ย
- Available for the following Chase business credit cards:
- Chase Ink Business Preferred Credit Cardย offers 1.25 cents per point.
- Chase Ink Business Plus Credit Cardย (no longer available to new applicants) offers 1.25 cents per point.ย
- Chase Ink Business Cash Credit Cardย offers 1.1 cents per point.
- Chase Ink Business Unlimited Credit Cardย offers 1.1 cents per point.ย
How Does Chase Pay Yourself Back Benefit Work
- First, you must know what purchase categoryย qualifies for the Chase โPay Yourself Backโ benefit.ย
- Use the eligible credit card with the Pay Yourself Back benefit and spend on that category. Remember that the points value varies by the card you use.ย
- Wait until your purchase transaction is posted to your Chase card account.
- Redeem your Chase Ultimate Rewards (UR) points to pay part or full for that eligible purchase amount.ย
- Chase automatically issues you a statement credit immediately.ย
How to Redeem Chase Ultimate Rewards Points For Pay Yourself Back
- Go to the Chase Ultimate Rewards website for Pay Yourself Back feature.ย
- Successfully log into your Chase account if prompted.ย
- Choose the Chase card youโd like to use for the Pay Yourself Back feature.ย
- Select your recent eligible purchases and click on the Continue button.ย
- You can select as many purchases as you want. See the screenshot below.ย
- You can set the statement credit value partially or apply the full amount, and the number of points is adjusted based on the value you set.ย
- Once you are done, simply click on the Redeem button to finish.ย
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Pay Yourself Back Withย Chase Ink Business Cash Credit Card |
Is Chase Pay Yourself Back Worth it?
- Chase Sapphire Reserve Credit Cardย offersย 1.5 cents per point.
- Chase Sapphire Preferred Credit Cardย offers 1.25 cents per point.ย
- Chase Freedom Flex Credit Cardย offers 1.25 cents per point.ย
- Chase Freedom Unlimited Credit Cardย offers 1.25 cents per point.
- Chase Freedom Visa Credit Cardย (unavailable to new applicants) offers 1.25 cents per point.ย
- Chase Ink Business Preferred Credit Cardย offers 1.25 cents per point.
- Chase Ink Business Plus Credit Cardย (not available to new applicants) offers 1.25 cents per point.ย
- Chase Ink Business Cash Credit Cardย offers 1.1 cents per point.
- Chase Ink Business Unlimited Credit Cardย offers 1.1 cents per point.ย
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