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Like credit card sign-up bonuses, banks are willing to offer you cash bonuses to sign up for their checking or savings accounts with qualified activities. The best thing about these deals is that most banks do not hard-pull your credit, and therefore, it does not affect your credit for points card applications.
Without further ado, here’s the complete list of bank account promotions, including opening bonus offers with or without direct deposit. The list will be updated frequently when new bank bonuses and promotions become available.
Feel free to bookmark this page or subscribe to our blog posts below for any new available bank promotions and offers.
Best Bank Checking and Savings Account Bonuses Nationwide
Below are the bank account bonuses available nationwide, meaning the promotion is not limited to specific U.S. states.
American Express: Earn 30,000 Bonus Points with Business Checking Account
- The offer has no expiration date.
- Soft pull credit.
- Direct Link to the Offer
Arc: Earn a $500 Business Checking Account Bonus
- The offer has no expiration date.
- Soft pull credit.
- Direct Link to the Offer
Bank of America: Earn a $300 Checking Account Bonus
- The offer expires on May 31, 2025.
- Direct Link to the Offer
Bank of America: Earn a $200 Business Checking Bonus
- The offer expires on December 31, 2025.
- Direct Link to the Offer
Barclays: $200 Savings Account Bonus
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- The offer expires on March 8, 2025.
- Direct Link to the Offer
Bask Bank: Earn 10,000 Bonus American Airlines Miles Savings Account
- The offer expires on May 31, 2025.
- Direct Link to the Offer
BlueVine: Earn a $300 Business Checking Account Bonus
- This offer is through the NerdWallet referral.
- The offer expires on June 30, 2025.
- Direct Link to the Offer
BMO Harris: Earn a $350 Checking Account Bonus
- The offer ends on May 2, 2025.
- Soft pull credit.
- Direct Link to the Offer
BMO Harris: Earn a $800 Relationship Checking Account Bonus
- The offer ends on May 2, 2025.
- Soft pull credit.
- Direct Link to the Offer
BMO Harris: Earn Up to $750 Business Checking Account Bonus
- The offer expires on April 30, 2025.
- Soft pull credit.
- Direct Link to the Offer
Capital One: Earn a $300 Bonus with the 360 Checking Account
- Unknown offer’s expiration date.
- Direct Link to the Offer
Capital One: Earn Up to $1,500 Savings Account Bonus
- Unknown offer’s expiration date.
- Direct Link to the Offer
Charles Schwab: Get Up to A $1,000 Bonus Without Direct Deposit
- Unknown offer’s expiration date.
- The debit card offers no foreign transaction fees and reimburses ATM fees.
- Soft pull credit.
- Direct Link to the Offer
Chase: Earn A $100 College Checking Account Bonus
- The offer expires on July 16, 2025.
- Soft pull credit.
- Direct Link to the Offer
Chase: Earn a $100 Secure Banking Checking Account Bonus
- The offer expires on July 16, 2025.
- Soft pull credit.
- Direct Link to the Offer
Chase: Earn a $300 Total Checking Account Bonus
- The offer expires on July 16, 2025.
- Soft pull credit.
- Direct Link to the Offer
Chase: Earn Up to $900 in Checking & Savings Accounts Bonus
- The offer expires on July 16, 2025.
- Soft pull credit.
- Direct Link to the Offer
Chase: Earn Up to $750 Business Checking Account Bonus
- The offer expires on July 17, 2025.
- Soft pull credit.
- Direct Link to the Offer
Chase: Earn Up to $500 Business Checking Account Bonus
- The offer expires on July 17, 2025.
- Soft pull credit.
- Direct Link to the Offer
Chime: Earn A $100 Bonus
- The offer has no expiration date.
- Soft pull credit.
- Direct Link to the Offer
CIT Bank: Earn Up to a $300 Platinum Savings Account Bonus
- The offer is available to both new and existing CIT Bank customers.
- The Platinum Savings account also earns a good APY interest.
- Soft pull credit.
- The offer has no expiration date. It states that the promotion begins on February 26, 2025, and can end at any time without notice.
- Direct Link to the Offer
Citibank: Earn a $325 Checking Account Bonus
- The offer expires on July 7, 2025.
- Soft pull credit.
- Direct Link to the Offer
Citibank: Earn Up to $1,500 Checking Bonus
- The offer ends on July 7, 2025.
- Soft pull credit.
- Direct Link to the Offer
Discover: Earn Up to $200 Savings Account Bonus
- The offer ends on September 11, 2025.
- Soft pull credit.
- Direct Link to the Offer
First Tech Federal Credit Union: Up to $300 Rewards Checking Bonus
- The offer has no expiration date.
- Soft pull credit.
- You can join First Tech Federal Credit Union by paying the Financial Fitness Association an $8 membership fee.
- Direct Link to the Offer
FOUND Banking: Get a $125 Business Account Bonus
- The offer has no expiration date.
- Soft pull credit.
- Direct Link to the Offer
Grasshopper: $300 Business Checking Account Bonus
- This offer is through NerdWallet.
- Unknown offer’s expiration date.
- Soft pull credit.
- Direct Link to the Offer
HSBC: Earn Up to $3,000 Premier Checking and Premier Relationship Savings Bonus
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- The offer expires on February 28, 2025.
- Soft pull credit.
- Direct Link to the Offer
KeyPoint Credit Union: $300 Checking Account Bonus
- KeyPoint CU is based in California, but anyone can join from another state. Thus, it is available nationwide.
- Unknown offer’s expiration date.
- Soft pull credit.
- Important: To earn the bonus, you must use promo code RAFDD and enter the referring Member’s name. If you do not have one, enter the referring member’s name as Pheng Ly. We appreciate you.
- Direct Link to the Offer
Live Oak Bank: $300 High-Yield Savings Account
- Deposit at least $20,000 into the account and maintain that balance for 60 days.
- The account also earns a good annual percentage yield (APY).
- Soft pull credit.
- The offer expires on May 16, 2025.
- Direct Link to the Offer
Merrill Edge: Up to $600 Brokerage Account Bonus
- Unknown offer’s expiration date.
- Direct Link to the Offer
Mercury: Earn a $250 Business Checking Bonus
- Deposit $10,000 within 90 days and earn $250 cash.
- Soft pull credit.
- The offer has no end date.
- Direct Link to the Offer
Novo Bank: Earn a $300 Business Account Bonus
- The offer is through NerdWallet.
- Unknown offer’s expiration date.
- Soft pull credit.
- Direct Link to the Offer
PNC Bank: Earn Up to a $1,000 Checking Bonus
- The offer varies by location.
- The offer is good through June 30, 2025.
- Soft pull credit
- Direct Link to the Offer
PSECU: Earn a $100 Teen Checking Account Bonus
- If you are not in Pennsylvania, you can join the Recreation and Park Society for $20.
- The offer expires on December 31, 2025.
- Hard pull credit.
- Direct Link to the Offer
SoFi: Earn Up to $425 Bonus for Checking and Savings through Rakuten
- You must open the SoFi checking and savings account through Rakuten.
- Rakuten offers a $125 cash bonus, and SoFi offers a $300 bonus, for a total of $425.
- Follow the steps below:
- First, if you’re new to Rakuten, you can join and earn a bonus for free.
- Sign in to your Rakuten account.
- Then, click on the direct link for this offer.
- Click Shop Now.
- Open SoFi accounts like you normally do.
- Meet both Rakuten and SoFi Bank’s requirements to earn the bonus.
- Direct Link to the Offer
SoFi: Earn Up to $300 Bonus for Checking and Savings
- The offer has no expiration date.
- Soft pull credit
- Direct Link to the Offer
Teachers Federal Credit Union: $300 Checking Account Bonus
- The offer has no expiration date.
- Soft pull credit.
- Direct Link to the Offer
The Policy Credit Union: $300 Checking Account Bonus
- Unknown offer’s expiration date.
- You can join The Policy Credit Union from any state, making it a nationwide offer.
- Soft pull credit.
- Direct Link to the Offer
TradeStation: Earn $150 for Securities Account
- Unknown offer’s expiration date.
- Soft pull credit.
- Direct Link to the Offer
USAA: Earn a $200 Savings Account Bonus
- You must be a USAA member to open an account.
- The offer expires on April 24, 2025.
- Soft pull credit.
- Direct Link to the Offer
USAA: Earn a $200 Classic Checking Account Bonus
- You must be a USAA member to open an account.
- The offer expires on April 24, 2025.
- Soft pull credit.
- Direct Link to the Offer
U.S. Bank: Earn Up to $900 Business Checking Account Bonus
- The offer expires on June 30, 2025.
- Soft pull credit
- Direct Link to the Offer
Wells Fargo: Earn Up to $825 Business Checking Account Bonus
- The offer expires on June 30, 2025.
- Soft pull credit.
- Direct Link to the Offer ($825 Offer)
- Direct Link to the Offer ($400 Offer)
Wells Fargo: Earn a $525 Savings Bonus
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- The offer expires on April 8, 2025.
- Soft pull credit
- Direct Link to the Offer
Wells Fargo: Earn A $325 Checking Bonus
- The offer expires on May 20, 2025.
- Soft pull credit
- Direct Link to the Offer
Hi there, my name is Phly (pronounced as Fly). I am a dedicated travel enthusiast with a deep passion for miles and points. Always willing to share my expertise, I possess a wealth of knowledge on miles and points, extensively researching and staying up-to-date with the latest strategies for maximizing travel rewards through credit cards and loyalty program promotions.
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