How to Maximize Chase Freedom 5% Bonus Categories For Q2 (April - June) 2021

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How to Maximize Chase Freedom 5% Bonus Categories For Q2 (April - June) 2021

UPDATE:
  • 5% Q3 is available now for activation (see link below). The category will be Grocery Stores (excluding Walmart and Target) and Selec Streaming Services from July 1 - September 30, 2021.
  • I'll update this post on how to maximize these categories starting July 1st. For now, try to maximize the Q2 categories mentioned in this post as much as you can. 

Chase Freedom Flex (CFF)
Credit Card and the old discontinued Chase Freedom credit cards offer a 5% bonus on up to $1,500 in combined purchase in bonus categories each quarter. If you are able to max out this offer, you will be earning a total of 7,500 Chase Ultimate Rewards (UR) points. I value Chase points at 1.6 cents per point when combining with Chase's flexible points earning credit card, so 7,500 points are worth about $120. If you simply just want simple cash back, 7,500 Chase points are equivalent to $75. 

How to Maximize Chase Freedom 5% Bonus Categories
 
Table of Contents  [show/hide]

    Can You Have Two Freedom Cards and Earn 5% Bonus Twice Per Quarter?

    Chase bank does not allow you to have two Freedom Flex credit cards at once. However, if you have the old Chase Freedom (not available for new applicants) and Chase Freedom Flex Credit Card, you can have both cards at once and earn 5% in bonus categories on each credit card. This will increase the maximum amount that you can earn by 5% to a total of $3,000 per quarter ($1,500 max per card). You must activate the 5% bonus offer on both credit cards below. 

    Chase Freedom 5% Q3 2021 Bonus Categories & Activation Link

    • Valid from July 1 - September 30, 2021
    • 5% Bonus Categories for this quarter are:
      • Grocery Stores (excluding Target & Walmart)
      • Select Streaming Services
    • Must activate the offer by September 14, 2021, to earn the 5% bonus
    • Direct Link to Activate

    Chase Freedom 5% Q2 2021 Bonus Categories & Activation Link

    • Valid from April 1 - June 30, 2021
    • 5% Bonus Categories for this quarter are:
      • Gas Stations
      • Home Improvement Stores
    • Must activate the offer by June 14, 2021, to earn the 5% bonus
    • Direct Link to Activate

    How to Maximize Chase Freedom 5% Bonus Categories For Q2 2021

    It is recommended that you try to do organic spend as much as you can before buying gift cards from these places as the last option. You have 3 months to take advantage of this 5% bonus categories offer so there’s no need to rush things. 

    Gas Stations

    • This covers several merchants that sell automotive gasoline such as Exxon, Shell, Chevron, Sinclair, Stinker, and even gas stations at wholesale stores such as Costco Wholesale Fuel, Sam's Club Fuel, and BJs Wholesale Club Fuel. 
    • From my personal experience and data point, purchases at the gas station's convenience stores also count and they sell various types of gift cards too. 
    • Merchants that do not specialize in selling automotive gasoline are not included in this category; for example, truck stops, boat marinas, oil and propane distributors, and home heating companies.

    Home Improvement Stores

    • Home Depot, Lowes, Ace Hardware, Sherwin Williams, Menards, and many others are classified as Home Improvement Stores by Chase. 
    • These stores also sell gift cards. 
    • Online purchases at these stores count as well. Use a cash back portal such as Ebates/Rakuten and earn more cash back in addition to Chase 5%. If you do not have Ebates/Rakuten account, you can join for free. If you join and spend $, you will receive an additional $ cash bonus. Here's how you would do it:
      • Activate your Chase Freedom 5% bonus categories first. Click here to activate
      • Go to Ebates/Rakuten portal site. 
      • Sign in with your account. If you do not have an account, you can join for free. Plus after you join and spend $, you will get an additional $ bonus from Rakuten. 
      • Search for the online Home Improvement Store that you want to shop at. **Do not go to the store website directly if you want cash back from Rakuten. 
      • Click Shop Now. 
    • Merchants that sell a wide variety of general goods which may include home improvement supplies, for example, warehouse clubs, discount stores, or grocery stores, are not included in this category. 
    • Also, merchants that specialize in home furnishings, garden and landscaping supplies are not included.

    How to Track Your Chase Freedom 5% Bonus Spending 

    • Sign into your Chase account online
    • Click on your Chase Freedom or Chase Freedom Flex credit card.
    • You should now see 5% cash back towards the top. Click on Details.
    • You will see your spending progress bar there. 
    How to Track Your Chase Freedom 5% Bonus Spending

    How to Verify If A Purchase Qualifies For Chase Freedom 5% Bonus Category

    I applaud Chase technology for this. Chase makes it really simple to find out how many reward points you earn from a purchase once the transaction is posted without having to wait until your credit card's statement is closed, to do that:
    • Via Chase online or Chase app, log in and click on your Chase Freedom or Chase Freedom Flex credit card. 
    • Click on the purchase or transaction in question. 
    • Scroll down until you see Total points under Rewards earned with this transaction
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    PL

    Posted by: PL

    Hello there! People call me PL and I am a points blogger. Obsessed with using points and miles to elevate travel experiences to explore the world. Enjoy finer things in life and good food. I have a day job, this points blog is mainly my hobby and my contribution back to the points community. If you enjoy reading this post, please help me share it! If you enjoy what you read here, please make sure you subscribe or follow this blog on social media so that you will be notified when there's a new blog's post. I thank you for reading this blog. Your support means a lot to me and it is what makes this blog's work worthwhile. If I can be of any help, you can contact me: thepointslife at gmail dot com

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