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Best 185,000 Bonus Offer: Marriott Brilliant Card
Earn 185,000 Bonus Marriott Points after you make $6,000 in eligible purchases on your card within the first 6 months of account opening. The offer ends on October 2, 2024.
We’ve put together this master list on how to combine or transfer each major credit card’s
rewards points between accounts. This points pooling technique can be beneficial
in a couple ways:
- You are trying to get enough points to reach a specific redemption.
-
You want to cancel one credit card but don’t want to lose all the points
in that credit card’s account.
Knowing the rules of each credit card issuers when it comes to transferring
points between accounts is important because each bank has its own terms and
conditions on what they allow and not allow for their rewards points.
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American Express Membership Rewards
American Express credit cards earn
American Express Membership Rewards (MR) points that can transfer to
a handful of frequent flyer miles and hotel points. Unfortunately, Amex
makes it clear that
those points collected in your Amex account are not transferable to any
other person or another Amex account and vice versa.
American Express Membership Rewards (MR) points that can transfer to
a handful of frequent flyer miles and hotel points. Unfortunately, Amex
makes it clear that
those points collected in your Amex account are not transferable to any
other person or another Amex account and vice versa.
However, Amex allows you to transfer Amex points to another person’s
frequent flyer miles or hotel points account if he or she is an authorized
user on one of your card accounts that earn American Express Membership Rewards (MR).
frequent flyer miles or hotel points account if he or she is an authorized
user on one of your card accounts that earn American Express Membership Rewards (MR).
Transfer Rules & Fees:
-
You can only transfer Amex points to an authorized user’s loyalty
program only if he or she has been an authorized user on the card for at
least 90 days. -
The authorized user can be anyone. It’s worth noting that American
Express does require social security number when it comes to adding an
authorized user to their card. - No transfer fee. However, Amex does charge a small federal exercise tax fee of 0.06 cents per 1,000 points when you transfer MR points to US frequent flyer programs such as Delta, JetBlue and Hawaiian Airlines.
How to Transfer?
-
To transfer Amex points to an authorized user’s loyalty program is the
exact same transfer process you would normally do to transfer Amex
points to your own loyalty program account. -
The amount of time for the transfer to complete is also the same as you
were to transfer Amex points to your own loyalty program account. -
See Complete List of American Express Membership Rewards Points Airline
and Hotel Transfer Partners & Bonus
Capital One Rewards Miles
Capital One is one of the least restrictive rewards points program out there
that allows their Capital One Rewards Miles be transferred to anyone
that has a Capital One miles earning account.
that allows their Capital One Rewards Miles be transferred to anyone
that has a Capital One miles earning account.
Transfer Rules & Fees:
-
Another account must have an eligible Capital One miles earning
account. -
Another account can be anybody. The person does not have to live at the
same address or family-related. - Miles can be transferred at any time.
- No transfer fee.
How to Transfer?
To transfer Capital One Miles, you’ll need to log into your Capital One
account online:
account online:
- Click on Use My Miles option.
-
Select Share Rewards and follow the prompt to transfer points to
another user’s Capital One account.
You can also call the number on the back of the card and ask a customer
agent to assist with this matter.
agent to assist with this matter.
Chase Ultimate Rewards
When it comes to Chase Ultimate Rewards (UR) points pooling, Chase
allows moving points in a couple ways:
allows moving points in a couple ways:
-
Transferring Chase UR points to another person’s Chase UR earning
account. -
Transferring Chase UR points to another person’s frequent travel
program.
Transferring Chase UR points to another person’s Chase UR earning account
rule & fee:
-
You can move Chase points between eligible Chase UR earning accounts on one
simple condition – you and the other account holder lives in the same
household or have the same address. - No transfer fee.
How to Transfer?
-
Log into your Chase account and go to
Ultimate Rewards page. -
Click Combine Points and enter requested information of the
account that will be receiving your points or select an eligible account
that you have previously entered in the past. -
Select the number of points to transfer and follow the prompts to
finalize your transfer.
Transferring Chase UR points to another person’s frequent travel program
rule & fee:
-
You can move Chase points to another person’s frequent travel program if
that person is an authorized user on your Chase credit card’s account. - No transfer fee.
How to Transfer?
-
Transferring Chase points to an authorized user’s frequent travel
program is the exact same transfer process you would normally do to
transfer Chase points to your own frequent travel program’s
account. -
The amount of time for the transfer to complete is also the same as you
were to transfer Chase points to your own frequent travel program’s
account. -
See
Complete List of Chase Ultimate Rewards Points Airline and Hotel
Transfer Partners & Bonus
Citi ThankYou Points
You cannot transfer Citi ThankYou (TY) points to another person’s frequent travel program at this time. However, Citi makes it possible to transfer Citi ThankYou points between eligible Citi accounts. It’s very important to note that once the points are transferred, they will expire in 90 days. You also cannot extend the expiration date, so proceed with this carefully.
Transfer Rules & Fees:
- You can transfer Citi ThankYou (TY) points to anybody that has ThankYou points earning account.
- Those transferred points will expire in 90 days and will not be extended.
- You can share or receive up to 100,000 points per calendar year.
- No fee.
How to Transfer?
- Log into your Citi account.
- Click on More Ways to Redeem – Points Sharing.
- Click on Begin Sharing. Follow the prompts to finish sharing your Citi points.
I am a dedicated travel enthusiast with a deep passion for miles and points. Always willing to share my expertise, I possess a wealth of knowledge on miles and points, extensively researching and staying up-to-date with the latest strategies for maximizing travel rewards through credit cards and loyalty program promotions.
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Best 185,000 Bonus Offer: Marriott Brilliant Card
Earn 185,000 Bonus Marriott Points after you make $6,000 in eligible purchases on your card within the first 6 months of account opening. The offer ends on October 2, 2024.