Your Ultimate Checklist For The Best Rewards Credit Cards Sign-Up Bonus Offers

About


EARN 3 FREE NIGHTS
Marriott Hotels & Resorts
Plus 1 Free Night Every Year
Earn 150,000 Bonus Hilton Points
You receive Hilton Diamond Status, Resort Credit, Airline Credit & 1 Free Weekend Night Every Year!
Land Alaska Airlines bonus of your summer dreams!
Score up to 50% bonus miles.

Your Ultimate Checklist For The Best Rewards Credit Cards Sign-Up Bonus Offers

Credit card issuers use various techniques to get consumers to sign up for their card products. I beat myself up sometime after I applied for a credit card and realized that I forgot to use a certain method to get a better sign-up welcome bonus offer. With that being said, here's the "checklist" that I am putting together and it can be used next time you are looking to apply for a specific credit card. This is to help ensuring that you sign up for a credit card that has the best welcome bonus offer out there.

Checklist For The Best Credit Card Sign-Up Bonus Offers
Special Offer From Amex Hilton Aspire Card

Table of Contents  [show/hide]

    Check Available Standard Public Offer

    Always check what’s available with the public offer first and not through any blogger’s referral link because while I admire points blogger’s work of those individuals, some are so tricky to include a lower than the standard public offer just because they receive commissions from their links. The rule of thumb is, check the standard public offer then compare with the following checklist.

    View Your Pre-Approved & Pre-Qualified Credit Card Offers 

    When you check pre-approved or pre-qualified credit card offers directly with a particular bank, it sometimes can offer you a better than the standard public offer that’s specially targeted to you. Here are pre-qualified credit card links for each card issuers. However, not all issuers have links that are working. 


    See Pre-Qualified Credit Card Offers in CardMatch

    CardMarch is a tool that allows you to check pre-qualified credit card offers. Based on data points, generally you may receive a better than public welcome offer. For example, you might receive 100,000 bonus Amex Membership Rewards offer as opposed to a much lower general public offer for Amex Platinum Card. However, it's also worth checking with CardMatch tool to see if you are pre-qualified with a better sign-up offer for other credit cards as well. CardMatch may receive commissions from credit card issuers when you apply and get approved through them. I do not have any affiliation with CardMatch. 

    Use Incognito or Private Browser Mode

    American Express is especially the credit card issuer that targets consumers on different card’s offers based on their different IT techniques. One of those techniques involves using incognito or private browser mode that you could be seeing better sign-up special offers for you. 

    Other methods including emptying the cache in the browser, access the credit card's page at a different location or on a different computer, or do the VPN trick if you want to go that far. However, if you are not a tech savvy, don’t do the VPN trick as you might inadvertently mess up your Internet access. 

    The gist of it is, you may get a better Amex credit card's welcome offer if you access the offer on a browser that is in incognito mode for Chrome or in private mode for Safari, Firefox, Internet Explorer or Edge. 

    Perform Dummy Bookings

    When you book a flight with an airline or make a reservation with a hotel directly online, you could be presented with the airline's or hotel's credit card offer during the booking process or on the final payment page. The offer often time could be the same as the public available offer but with additional statement credits that the public offer does not have (see screenshot below). Sometimes, the offer could even be better. You just need to perform a "dummy" booking (not finalized booking) with a specific airline or hotel that you are looking to apply for their credit card to see if you receive a better sign-up offer than the public offer. You are not required to actually make a real booking. 

    Checklist For The Best Credit Card Sign-Up Bonus Offers
    This is not an offer, this is just a screenshot example

    Use Credit Card's Referral Link

    From time to time, credit card's referral link from your friend, a family member, a blogger or even from me can offer a better sign-up welcome bonus too. If not and if the public offer link is the same as the referral link, you can think of using the referral link to earn extra bonus points from the bank and gift them to support your favorite blogger or your friend and family member instead. For example, say a public offer of Amex Marriott Bonvoy Brilliant is 75,000 bonus points offer. If you sign up through a friend's referral link, you earn the exact same 75,000 bonus Marriott points and your friend receives 15,000 bonus Marriott points from your approved application. Although that extra 15,000 points are not yours to keep, they go to your friend's account thanks to you. So technically you earn 90,000 bonus points from the bank. 

    Check the Best Credit Card Sign-Up Bonus Offers Post

    Before applying for a credit card, be sure to check out the Best Credit Card Sign-Up Bonus Offers page to study about the best past sign-up offer and see if the best current sign-up offer is worth applying or you should wait. 

    I am going to be honest with you here that I do include referral link if only the best current public offer is the exact same offer as my referral link. Otherwise, you can rest assured that I only include non-affiliate links that have the best current sign-up offer available out there. This blog is a one man’s work so while I try to update those credit card's links as much as I could, mistakes or dated links could happen so I’d appreciate if you point that out to me at thepointslife at gmail dot com, so that I can update the links accordingly. It’s not my intention to trick you to use my referral link to get a low sign-up bonus offers out there. 

    Checklist Summary

    In summary, use this checklist as a guideline next time you are looking to apply for a credit card to earn a nice sign-up bonus:
    • Check Available Standard Public Credit Card's Sign-Up Offers
    • View Your Pre-Approved & Pre-Qualified Credit Card Offers (Each bank's link can be found under the section above)
    • See Pre-Qualified Credit Card Offers in CardMatch
    • Use Incognito or Private Browser Mode
    • Perform Dummy Bookings
    • Use Credit Card's Referral Link
    • Check the Best Credit Card Sign-Up Bonus Offers Post
    If you like this post, please share it!

    PL

    Posted by: PL

    Hello there! People call me PL and I am a points blogger. Obsessed with using points and miles to elevate travel experiences to explore the world. Enjoy finer things in life and good food. I have a day job, this points blog is mainly my hobby and my contribution back to the points community. If you enjoy reading this post, please help me share it! If you enjoy what you read here, please make sure you subscribe or follow this blog on social media so that you will be notified when there's a new blog's post. I thank you for reading this blog. Your support means a lot to me and it is what makes this blog's work worthwhile. If I can be of any help, you can contact me: thepointslife at gmail dot com

    If you enjoy what you read here, you can also buy me a beer :-)

    Connect: Facebook | Twitter | Instagram


    Subscribe

    Would you like to pay for travel with points instead of cash?

    Get our best travel tips and tricks on points travel - Free!

    Sign up for our newsletter below.

    * indicates required

    Post a Comment

    0 Comments