New United Credit Card by First Hawaiian Bank Review

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This United Credit Card is issued by the First Hawaiian Bank and not by Chase
bank. If you are eligible to apply for this card, this is a good option not
having to deal with
Chase 5/24 application rule
and the card’s benefits are pretty much similar to Chase issued United
Explorer Card. The big downside of First Hawaiian Bank issued United credit
card is that you must have an address in Hawaii, Guam and Northern Mariana
Islands in order to apply for the card. 

Disclaimer: I don’t earn any commission from the following credit card’s
offer nor I am affiliate with any credit card issuers below. Just love
great deals for traveling. 

 
Alaska Airlines Visa Signature Credit Card
Earn 70,000 Bonus Miiles + Alaska's Famous Companion Fare!

United Credit Card by First Hawaiian Bank Review
Table of Contents  [show/hide]

    Welcome Offer

    • Earn 25,000 miles after spending $1,500 within the first 3 months
      after opening a new account.
    • Direct link to offer

    Card Details

    There’s no cap on how many miles you can earn from the following:
    • Earn 2 miles per $1 spent on purchases at grocerty stores. 
    • Earn 2 miles per $1 spent on gas purchases.
    • Earn 2 miles per $1 spent on United tickets purchased through
      United. 
    • Earn 1 mile per $1 spent on all other purchases. 

    Rates and Fees

    • $0 introductory annual fee for the first year, and $99 per year
      thereafter. 
    • No foreign transaction fees. 
    • 2.99% introductory balance transfer APR for the first eight months after
      account opening, and a variable rate thereafter (currently 17.74%).

    Additional Perks

    • First and second checked bags free. 
    • Two complimentary United Club one-time pass annually. 
    • Access to award inventory more than general MileagePlus members.
    • Complimentary premier upgrades on award tickets. 

    Two Cents

    As you can see, the benefits of the First Hawaiian Bank issued United Credit
    Card is very much the same as Chase issued United Explorer Card. While the
    application with First Hawaiian Bank is very limited to only Hawaii, Guam and
    Northern Mariana Islands residents, it is great to see that United is doing
    its part to offer travelers with a credit card that is issued by a different
    bank. I am hoping that they will open to more states down the road. If you are
    eligible to apply and you are tired of waiting around to qualify for Chase 5/24 rule or you have been shut down by Chase bank, this is a good alternative
    option to get a United credit card. Having United credit card will allow you
    to bring on carry-on, check first and second bags free of charge for you and
    your travel companions even if you book United basic economy fare. For points
    travelers, being able to access the award seats inventory more than the general
    members is a great perk. 
    As always, if you are eligible to apply, you may consider getting First
    Hawaiian Bank issued United Credit Card only if you are a responsible credit
    card consumer that pays off the balance on the card each month. You can set up
    auto-pay to pay off your card’s balance each month to avoid late payment and
    hefty interest. 
    We’ve added this new United Credit Card to our Master List of Best Credit Card Sign-Up Bonus Offers
    page. 

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