Approved: Is New Chase World of Hyatt Credit Card Subject to Chase's 5/24 Rule?


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Approved: Is New Chase World of Hyatt Credit Card Subject to Chase's 5/24 Rule?

Chase just released a new World of Hyatt Credit Card that offers up to 60,000 bonus points (Full review here). That's enough for 12 free nights at category 1 Hyatt properties or 2 free nights at high category 7 Hyatt properties.

New Chase World of Hyatt Credit Card 60,000 Bonus Points

Chase's 5/24 Rule
Chase has a notorious 5/24 rule when it comes to approve/deny a credit card application. This rule basically means that if you have 5 or more credit card accounts opened with Chase or any other banks in the past 24 months, Chase will deny your application. If you have been added as an authorized user on a credit card, that card will also appear on your credit report. Thus, Chase will see that and count it as an opened credit card towards their rule of no more than 4 cards in the past 24 months.

Is New Chase World of Hyatt Credit Card Subject to Chase's 5/24 Rule? 
I have been wanting Chase Hyatt's credit card for quite some time now. The new sign up 60,000 bonus points and perks such as automatic Discoverist status, 2 free night certificates for category 1-4 hotels (Best Hyatt Category 4 Hotels in United States For Your Chase Hyatt Category 1-4 Free Night Certificate) that come with the Chase's new World of Hyatt credit card are too lucrative that I could not pass. Meanwhile, on my consumer credit report I have 6 credit cards with Chase and other banks in the past 24 months.

I tested out by applying for the card to see if the card is subject to the 5/24 rule or not. Once I submitted my application, Chase's system prompted me to a different page before the final page by asking if I would like to include additional income on my application. I replied yes and included my annual rental income. I was instantly APPROVED for the Hyatt's credit card after that with a credit line of $5,000.

Therefore, it is safe to conclude that - at this time New Chase World of Hyatt Credit Card is NOT subject to the Chase's 5/24 rule. Once that rule changes, we'll keep you updated so make sure to connect/subscribe below.
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Posted by: PL

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