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UPDATE: The sign-up bonus on the IHG Rewards Club Premier Credit Card is now 120,000 IHG points.
This year, Chase decided to discontinue their IHG credit card that has an annual fee of $49. They came up with a *supposedly* new and improved IHG Rewards Club Premier Credit Card that offers a sign-up bonus up to 85,000 bonus IHG rewards points and a couple new benefits that are worth considering. The annual fee is $89.
This card is not subject to the Chase’s 5/24 rule. Moreover, if you are currently the old IHG credit card member, you can apply for the new IHG Premier credit card and still qualify for the new sign up bonus. But that’s not all, Chase treats both cards as different products and therefore if you have both credit cards, you can enjoy the benefits that both cards provide.
Application Link
- Application Link – The application link to Chase website is not the best offer though. Currently, the best offer includes the same sign-up bonus points up to 85,000 IHG points + $50 statement credit. To receive that offer, simply make a dummy reservation on IHG website and before you finalize the reservation on the final page, you should be able to see the offer that includes the $50 statement credit.
Up to 85,000 Bonus IHG Rewards Points
- Earn 80,000 bonus IHG rewards points after you spend $2,000 on purchases in the first 3 months from account opening.
- Earn 5,000 bonus points after you add your first authorized user and make your first purchase in the first three months from account opening.
Adding authorized user is really easy. All you need is the authorized user’s name and date of birth. But keep in mind that, the credit will show up on the authorized user’s credit report. Our recommendation is after you receive the bonus points, you can simply remove the authorized user and the credit card on his/her credit report. Chase makes the process for this pretty simple. Read here on How To Remove Authorized User Chase Credit Cards From Your Credit Report?
Platinum Elite Status
- Upgraded to IHG Rewards Club Platinum Elite status for as long as you remain a cardmember. IHG Platinum Elite status comes with a few great benefits such as:
- Enjoy 50% bonus points on top of your base points.
- Elite rollover nights and Reward nights count toward Elite status.
- Points don’t expire.
- Complimentary room upgrades.
- Priority check-in and welcome amenity.
- Extended check-out time.
- At participating hotels & restaurants, members will receive a Raid the Mini Bar card at the hotels with non-participating restaurants.
- $30 In-Room Spa Credit (Available only at participating hotels. Exact dollar credit may vary by hotel).
- Save 6 Cents per Gallon with the Fuel Rewards Program (U.S. only).
- 2 Free Amazon Kindle eBooks per Quarter.
- More information on IHG Platinum Elite Status Benefit
Bonus Points Earning
- 10x points per $1 spent on purchases at IHG hotels and resorts.
- 2x points per $1 spent on purchases at gas stations.
- 2x points per $1 spent at grocery stores.
- 2x points per $1 spent at gas stations.
- 1x point per $1 spent on all other purchases.
Anniversary Year Free Night & 10,000 Bonus Points
- Annual fee is $89, not waived the first year.
- Receive a Free night that is capped at 40,000 IHG points worldwide IHG properties after each account anniversary year. IHG also has the list of properties that you cannot use the Free night at. List Here.
- Earn 10,000 bonus points after you spend $20,000 on purchases and make one additional purchase each account anniversary year.
Fourth Reward Night Free
- Free reward night when you redeem points for any stay of 4 or more nights. Points + cash are excluded.
20% Discount on IHG Points Purchase
- Save 20% when you purchase points with your IHG Rewards Club Premier credit card. Keep in mind that this benefit cannot be used when IHG has sales on points purchase.
Other Benefits
- $100 Global Entry credit.
- No foreign transaction fees.
- Travel & purchase coverage.
Is IHG Rewards Club Premier Credit Card subject to Chase’s 5/24 rule?
- No.
- The old IHG credit card member can apply for this new IHG Premier credit card and if approved is also eligible for the new sign-up bonus.
- Benefits can be stacked with the old IHG credit card’s benefits as well such as 10% return on reward nights redemption.
- Also read the Master List of Credit Card Issuers Rules and Application Time
Our 2 Cents
Is Chase’s new and improved IHG Rewards Club Premier Credit Card great? No, but there are a few perks that are worth considering especially when old IHG credit card members can apply for this new Premier card and still receive the new sign-up bonus.
Depending on your travel’s routine, if you like to stay in one place at least 4 nights, you can redeem 4 rewards nights and the 4th night will be free. This will save you a good amount of IHG points in a year. If you are the old IHG credit card member and you also get this new IHG premier credit card, you not only receive the 4th night free on reward nights, but also the 10% points return on rewards night redemption. That’s the benefit that comes with your old IHG credit card.
Anniversary free night is capped at 40,000 IHG points properties. In our opinion, that’s still a good benefit to have if you can find any hotels or resorts that are worth more than the card’s annual fee of $89 per night.
Forget about the 20% saving on IHG points purchase. The saving cannot be used when IHG has sales on points purchase. You will do much better by just purchase IHG points when IHG has sales such as 100% bonus.
